Bengaluru Student Financial Literacy has gained attention after 15-year-old Sinchana Santosh built an investment portfolio worth ₹13.9 lakh while studying in Class 10. A student at Swargarani School in RR Nagar, Bengaluru, she began saving money in a piggy bank and had accumulated around ₹10,000 by age 12. With guidance from her parents, Sinchana learned about personal finance through YouTube and formal courses. She holds two NISM certifications and one SEBI certification. Her investments are spread across equity and mutual funds in Indian and international markets, with parental supervision. Her stated investment goal is to support her master’s education. Sinchana has also created a financial learning framework called GDP — Growth, Direct and Passive. Beyond investing, she developed a history-based card game and donated 170 sets to 36 government schools in Bengaluru. She is now developing a strategy-based financial card game covering budgeting, banking, inflation, investing, insurance, credit, debt and fraud awareness. Her goal is to reach 1 million students with financial literacy through experiential learning.
Bengaluru Student Financial Literacy: 15-Year-Old Builds ₹13.9 Lakh Portfolio
